Complimentary Tickets

As an LSU student-athlete, you are entitled to four (4) complimentary admissions for each home contest in your sport. Away-from-home contest complimentary admission availability varies by sport and event. These complimentary admissions, which may be provided only through a pass list, may be assigned to your family members, relatives and friends.

You may not receive payment from any source for your complimentary admissions nor can you exchange your tickets for any item of value. Doing so will result in a violation of NCAA legislation.

To assign your complimentary admissions, click here.

Disability & Loss of Value Insurance

In the past few years it has become less uncommon to hear of a student-athlete seeking insurance to cover any injury/illness they may incur that would prohibit them from playing at the professional level and/or suffer an injury that severely affects their professional draft status.  

Types of Coverage:

Permanent Total Disability Insurance- This coverage may pay benefits when an athlete suffers total disability during the policy term and he/she will NOT be able to participate ever again in his/her sport.

Loss of Value Insurance- This coverage may pay benefits when an athlete suffers an injury or illness that affects a drop in his/her actual professional draft position.

The NCAA and numerous independent insurance brokers/agents have policies available for student-athletes to obtain insurance coverage.  If this is something you would like to explore further, please do not hesitate to contact Matt in the Compliance Office at mjakoubek@lsu.edu or 225-578-4100.  

See below for a short Question & Answer on the application of total disability and loss of value insurances.  

Question: What is permanent total disability coverage?

Answer: Permanent total disability (PTD) coverage protects an athlete who suffers an injury or illness during the designated coverage period which prevents them from ever competing as a professional athlete (i.e., must be a career-ending injury or illness). The benefit amount of PTD and pricing is determined by insurance underwriters based on the sport, projected draft position and injury history. The medical underwriting process includes an application and physical exam, and exclusion for specific pre-existing injuries and illnesses may apply. The waiting period is 12 consecutive months from the date permanent total disability is determined before benefits are payable.

Question: Who is eligible for PTD?

Answer: Athletes with remaining eligibility and who are projected to be selected in the designated rounds of the following professional sports drafts are eligible for the NCAA Exceptional Student-Athlete Disability Program: football in the first three rounds; men’s basketball, baseball and women’s basketball in the first round. Independent insurance providers may have different criteria to determine an athlete’s eligibility to receive PTD.

Question: What is loss of value coverage?

Answer: Loss of value (LOV) coverage protects the athlete’s future contract value from decreasing below a predetermined threshold amount from a significant injury or illness suffered during the designated coverage period. The insurance industry mandates that LOV coverage must be purchased in conjunction with permanent total disability (PTD) coverage and is typically purchased for the year prior to the student-athlete becoming draft-eligible.

Question: How does LOV coverage work?

Answer:

Step 1- Determine Eligibility
The insurance underwriters will determine eligibility for LOV coverage based on the athlete’s projected draft position. If the athlete is projected to be selected early enough in the professional draft to be eligible, the insurance underwriters may offer a LOV coverage limit, typically between $1 million and $10 million based on the athlete’s projected draft position.

Step 2- Set Threshold
The insurance underwriters will set a LOV threshold, which is typically 50 to 60 percent of the athlete’s projected rookie contract. Some insurance underwriters will break down the threshold into an average amount per year to determine the LOV benefit when the maximum contract offered is a different length from the projected rookie contract. This could result in different claim payment amounts depending on the carrier and underwriter.

Example: An athlete’s projected rookie contract is four years, $10 million total

  • Projected rookie contract X 60 percent = LOV threshold
  • $10 million x 60 percent = $6 million LOV threshold
  • $6 million/ four years = $1.5 million annual LOV threshold

Step 3- Determine Benefit
If the maximum contract offer the athlete receives is less than the threshold amount solely and directly as a result of a significant injury or illness, the athlete could be eligible for a LOV benefit based on the difference up to the coverage limit.

Example:

  • Athlete’s projected rookie contract is four years, $10 million total
  • Athlete’s LOV threshold is four years, $6 million total
  • Athlete is offered a rookie contract of four years, $5 million total

LOV Threshold: $6 million      Contract Offer: -$5 million      LOV Benefit: = $1 million
 

However, if the maximum contract offer amount exceeds the threshold amount, the athlete is not eligible for a LOV benefit.

Example:

  • Athlete’s projected rookie contract is four years, $10 million total
  • Athlete’s LOV threshold is four years, $6 million total
  • Athlete’s offered a rookie contract of four years, $7 million total

LOV Threshold: $6 million      Contract Offer: -$7 million     LOV Benefit: = No LOV benefit

Louisiana State University (LSU) is not endorsing any entity or individual, and is not responsible for, and disclaims, any liability for the acts or omission of any insurance coverage purchased on behalf of a student-athlete. The information provided above is strictly for educational purposes only.

Extra Benefits

In general terms, an extra benefit is defined as : Any special arrangement by an individual to provide "any item or service of value" not expressly authorized by NCAA legislation to any of the following:

  • Prospect or current student-athlete
  • Prospect or current student-athlete's family member (s)
  • Prospect or current student-athlete's friend (s)

If a "benefit" is generally available to:

  • Any other student at a collegiate institution; or
  • The general public

Then it would NOT be considered an "extra benefit" and would not be a violation of NCAA legislation.

Examples of what may constitute an extra benefit:

  • Free or reduced meals
  • Free or reduced transportation
  • Gift certificates 
  • Use of an automobile
  • Free or reduced lodging
  • Discounts at stores

Accepting an extra benefit may jeopardize a student-athlete's athletics eligibility.

Kaplan Testing Agency

LSU Athletics is pleased to offer the opportunity for Kaplan Preparatory Courses for our student-athletes who plan to pursue a Master’s Degree. Funding is limited and not guaranteed. For questions about the program, please contact Miriam Segar, Sr. Associate Athletic Director,  msegar@lsu.edu.

 Criteria for qualifying for Kaplan Test Prep funding:

  1. Student-athlete must be in good standing with the University and LSU Athletics.
  2. Student-athlete must be a currently enrolled student and within 45 hours of earning undergraduate degree.
  3. Student-athlete must have minimum 3.00 cumulative GPA.

 You are permitted to apply for Kaplan preparatory testing at anytime (there are no enrollment windows).

To register, please click on the link below.   Applications will be reviewed on the 15th of each month.  If you have questions regarding specific testing dates, services and availability, please email Jennifer Shockley (Jennifer.Shockley@kaplan.com).  After completing the application, you will receive notification of acceptance. 

Click Here to Access Kaplan Course Request Form

Nutritional Supplements

In accordance with NCAA legislation, LSU may provide nutritional supplements to a student-athlete for the purpose of additional calories and electrolytes. Permissible nutritional supplements are identified according to the following classes: carbohydrate/electrolyte drinks, energy bars, carbohydrate boosters and vitamins and minerals. Supplements may not include any NCAA banned substances.

To view a list of Compliance-Office-approved nutritional supplements, CLICK HERE.

Occasional Meals

NCAA regulations permit an LSU coach or staff member to provide you (or your team) with an occasional meal (and transportation to attend the meal) at any location in the Baton Rouge area (e.g., home, campus, restaurant).

An LSU booster (or representative of athletics interests) may also provide you with a meal on infrequent and special occasions, but these meals must take place at the individual's home, on campus or at a facility that is regularly used for home competition. Boosters may provide transportation to the meal only if it takes place at their home.

SEC regulations limit occasional meals to once per month per student-athlete, and all occasional meals must be preapproved by the Compliance Office through the team's head coach.

Outside Consultants/trainers

As a student-athlete, NCAA regulations allow you to receive assistance from an individual outside the institution (e.g., consultant, professional instructor) without the individual being counted in the coaching limitations, provided:

  1. An LSU staff member is not involved in any way in arranging for such activity.
  2. LSU coaches (including strength and conditioning staff) do not observe such activity.
  3. The activity does not occur at any LSU facility (either during voluntary workouts or during regular practice sessions).
  4. All fess (at the going rate) associated with the activity (documentation of payment required) must be made only by the student-athlete directly or his/her parents/legal guardians.
  5. Receiving preferential compensation (e.g., discount rate, deferred payments) that is not available to the general public is strictly prohibited.
  6. Outside trainer/consultant may not view the student-athlete engage in countable or voluntary activities on campus individually or with his/her team.

The following are examples of an outside consultant (not an exhausted list):

  • Speed trainer
  • Swing coach (golf, tennis, baseball)
  • Strength trainer
  • Personal trainer/ coach

If you plan to use an outside consultant/trainer at any time, please click here to fill out the appropriate form and return it to the Compliance Office.

Participation Awards

As a student-athlete, there are many instances where you may be presented an award for your hard work on or off-the-field.  The NCAA has set limits on the types of awards a student-athlete may receive and the overall value amount.  Here are a few examples of awards that may be presented to a student-athlete:

  • Participation Awards- an award that is given to a student-athlete for their participation in college athletics.
  • Senior Scholar-Athlete Award- an award that may be given to two senior student-athletes who have excelled in the classroom and completed the requirements to graduate.
  • Special Event Participation Award- an award that is given to a student-athlete based on their level of achivement for participating in a special event.
  • Awards for Winning Conference and National Championships- an award given to an individual or entire team for winning a conference or national championship.
  • Special Achievement Award- an award provided each year to individual student-athletes and teams to recognize special achievements, honors and distinctions.
  • Local Civic Organization- an award given to student-athlete by a local civic organization (e.g., Rotary Club, Touchdown Club) for a specific honor.